Institute instalment plans
Most reputed institutes offer 3-4 instalment plans at no extra interest. Vision Institute: 3 instalments — admission, September, January. Ask before enrolling.
Credit card EMIs
Major credit cards (HDFC, ICICI, Axis, SBI) offer 3-12 month EMI conversions on education payments. Check with your card issuer for applicable interest rates.
Education loans
Banks like SBI, PNB, Canara offer education loans for coaching up to ₹7.5 lakhs without collateral. Approval typically in 10-15 days. Good for droppers or NEET 2-year programmes.
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